Bankruptcy: Freedom from Debt

Santa Rosa and Napa Bankruptcy Attorney Ellyn M. Lazar Can Help You

For nearly 30 years, Napa and Santa Rosa bankruptcy lawyer Ellyn M. Lazar, a Certified Bankruptcy Law Specialist, has been helping individuals, families and small business owners benefit from US bankruptcy laws to obtain much-needed freedom from debt. Whether you have low income and are fighting to make ends meet or have significant income and assets but cannot repay your crushing debt, Ellyn M. Lazar can help you obtain the relief you need through the bankruptcy courts in California. Ellyn M. Lazar’s practice combines decades of experience with a dedication to personal attention to solving her clients’ financial problems. She can clearly explain the process to you in simple terms to help you understand the law.

The Benefits of Bankruptcy

Too often, many who need bankruptcy relief try to avoid it – whether out of fear, personal shame or both. However, sometimes avoiding bankruptcy can make a bad situation worse, and filing bankruptcy is certainly nothing to be ashamed of. The U.S. Constitution gave Congress the power to enact our bankruptcy laws, and it did so with a goal of helping consumers and businesses in need of serious debt relief. Bankruptcy offers multiple advantages to anyone in financial distress:

  • Bankruptcy stops collections, including phone calls, demand letters, lawsuits, levies, attachments and wage garnishments.
  • Bankruptcy can eliminate your obligation to repay many common general unsecured debts, such as credit cards, medical bills, personal loans and even some income taxes.
  • Bankruptcy may help you save your home from foreclosure, save your vehicle from repossession and, in some cases, reduce how much you owe on your home or your vehicle.
  • Bankruptcy may help you repay back taxes without accumulating further penalties and interest.
  • If you own your own business, bankruptcy may help you keep your business by reorganizing your debts.

Contact Santa Rosa and Napa Bankruptcy Attorney Ellyn M. Lazar Today to Schedule Your Free, Confidential Consultation

To obtain the maximum debt relief in your bankruptcy, you need an experienced attorney who knows the bankruptcy laws, rules and procedures in the bankruptcy court. Napa and Santa Rosa bankruptcy lawyer Ellyn M. Lazar can review your entire financial picture and provide the best bankruptcy solution for your unique situation. Contact Ellyn M. Lazar today for a free, confidential consultation and be on your way to gaining freedom from debt.

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